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Illinois Mutual DI Class Upgrades
Are you selling Disability Income Insurance? Illinois Mutual has made it easier to insure employees. Paraprofessionals and skilled trade W-2 clients may now be eligible for a “one-class” occupation class upgrade!
Available class upgrades include:
•Class 2 upgrades to Class 3
•Class 3 upgrades to Class 5
Long Term Care Insurance

When we think “long term,” we often consider retirement savings and wealth preservation. But what about long term health? What about long term care?

Long term care is a family matter: Early planning may help you avoid facing tougher decisions down the road. How much care would you (or a loved one) need? How would the care be paid for? Would care at home or care in a facility be preferable?

These are important questions to consider when crafting a long term care insurance plan.

W-2 Class Upgrade Advantages:
•It allows your clients to apply for optional benefits and riders, available to the upgraded occupation class, which may mean even more coverage options for them!
•The To Age 67 benefit period may be available to Class 2 and Class 3 occupations with this upgrade, who may not otherwise have been eligible for this option. The To Age 67 benefit period is subject to gainful employment in the current occupation for at least 2 consecutive years and a minimum salary of at least $30,000 annually.

Short-Term Medical Insurance

Why Choose Short-Term Medical Insurance Plans?

Because life is unpredictable.

Short Term Medical insurance gives your clients a plan to face those unpredictable moments in life with confidence. It provides the financial protection they need from unexpected medical bills and other health care expenses, including:

  • Doctor visits and some preventive care
  • Emergency room and ambulance coverage
  • Urgent care benefits, and more

Any amount of time without health insurance is too long.

Short Term Medical insurance includes flexible plan designs and options to help your clients and the plan that fits their needs, budget, and in this case, their time frame.

Life Insurance

Life insurance can be the foundation of a strong financial plan and can help you accomplish many objectives. Consider your long-range financial goals. Without your contribution to the household, would your family have enough money to meet the goals you’ve set for the future? The truth is, it’s a struggle when you lose someone you love, but emotional struggles don’t need to be compounded by financial difficulties.

Disability Income Insurance

Your income allows you to maintain your standard of living, pay bills, save for the future and enjoy life’s simple pleasures. In short, it provides the foundation for life as you know it. But what if you couldn’t work to earn your income?

Disability income insurance (DI) can provide a monthly benefit to help you pay your basic expenses should you become sick or hurt and Totally Disabled. Individual DI plans help safeguard your financial future in the event of Total Disability, while business expense DI plans provide strong protection for today’s business owner.

Bob French and Associates Vision Statement

It is our intention to warmly welcome broker calls and to treat each broker
as a valued friend and business partner.

It is our ambition to be known as people of high integrity and dependability.

It is our desire to be a workplace that allows and encourages continuous self-improvement for all employees.

It is our goal to continually invite and welcome new brokers.

It is our aim to anticipate the needs of our brokers and clients, and to serve
those needs to the best of our abilities.

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